What benefits am I entitled to?
A plain-English walkthrough of every working-age benefit, who qualifies, and how to claim each one in 2025/26.
Updated May 2026
Trusted by people across England, Scotland, Wales & Northern Ireland
The UK benefits
The UK benefits
calculator that respects
your privacy.
Check your entitlement to Universal Credit, Housing Benefit, Child Benefit, PIP, Pension Credit and Council Tax Reduction in under three minutes. Free, confidential, no sign-up. Every calculation runs in your browser — nothing you enter ever leaves your device.
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Benefits covered
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Sample result
2025/26
Estimated monthly entitlement
£1,486.20
Universal Credit£1,128.94
Child Benefit£187.10
Council Tax Reduction£94.50
Carer's Allowance£75.66
Based on: single parent, 2 children, £14,000 income, £650 rent. Your real figure will differ.
Benefits we cover
Run the full check →
Eleven benefits, one calculator.
Universal Credit
The main income-replacement benefit for working-age adults. Standard allowance, child element, housing element and the 55p taper, all factored in.
Housing Benefit
For pension-age renters and people in supported or temporary accommodation. Working-age renters claim the UC housing element instead.
Child Benefit
Paid to almost every UK parent at £26.05/wk for the first child and £17.25/wk for each additional child. We also calculate HICBC.
Personal Independence Payment
Help with the extra costs of long-term disability or ill-health. Two components: daily living and mobility, each with standard and enhanced rates.
Pension Credit
Tops up income for people over State Pension age. The "gateway" benefit that unlocks Housing Benefit, free TV licence, and more.
Council Tax Reduction
A discount on your council tax bill, set by your local authority. We provide an indicative estimate — apply locally for the exact figure.
Carer's Allowance
If you spend 35+ hours a week caring for someone on a qualifying disability benefit. £83.30/wk in 2025/26.
Benefit Cap
The maximum total amount most working-age households can receive in benefits each year. £25,323 in Greater London, £22,020 elsewhere.
Single parent benefits
A focused check covering UC, Child Benefit, free childcare hours, council tax single-person discount and Sure Start grants.
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The calculator
Tell us about your situation.
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Privacy by design
Everything happens
Everything happens
on your device.
We built TheBenefitsCalculator.co.uk after seeing how many tools ask for your name, address, and email before they'll even tell you what you're entitled to. We don't. There's no login, no database, no analytics tied to your inputs.
Read our calculation methodology1
Enter
Tell us about your age, income, household and housing costs.
2
Calculate
Our open-source JavaScript runs the official DWP/HMRC formulas locally.
3
Act
See an estimate plus step-by-step links to claim through gov.uk.
Why TheBenefitsCalculator
A different kind of benefits checker.
We're not the only UK benefits calculator. We are the only one that asks for zero personal details and runs entirely in your browser.
| Feature | TheBenefitsCalculator | Turn2Us | EntitledTo | Citizens Advice | GOV.UK |
|---|---|---|---|---|---|
| Free to use | ✓ | ✓ | ✓ | ✓ | ✓ |
| No sign-up required | ✓ | — | — | ✓ | ✓ |
| Runs offline / in-browser only | ✓ | — | — | — | — |
| Under 3 minutes | ✓ | — | — | — | — |
| Print / PDF result | ✓ | ✓ | ✓ | — | — |
| No advertising trackers | ✓ | — | — | — | ✓ |
Feature comparison reflects publicly observable behaviour as of May 2026. We have no commercial relationship with any of the above.
Is this benefits calculator free?
Yes — 100% free, forever. We're funded by unobtrusive ads, not by selling your data. There are no premium tiers.
Do you store my personal information?
No. Every calculation runs inside your browser using JavaScript. Nothing you type is sent anywhere or saved between visits, unless you choose to use our local-only "save my answers" feature, which uses your device storage only.
Are you affiliated with the government?
No. This website is an independent benefits calculator and is not affiliated with HMRC, DWP, GOV.UK or any government department. Our results are indicative estimates only.
Which UK nations are supported?
England, Scotland, Wales and Northern Ireland. We use UK-wide rates and flag where devolved schemes (such as Adult Disability Payment in Scotland) replace the equivalent reserved benefit.
How accurate is the estimate?
We use the latest published 2025/26 rates. Real entitlement depends on a full DWP assessment, your local authority's Council Tax Reduction scheme, and individual circumstances we can't see. Treat our number as a starting point.
Guides & explainers
Browse all guides →
Understand your benefits.
How Universal Credit is calculated
Standard allowance, elements, work allowance and the 55p taper — explained step by step with worked examples.
Updated May 2026
Child Benefit & the High Income Charge
How the £60k–£80k taper works, why you should still claim, and how to opt out of payments safely.
Updated May 2026